Med Pay Insurance is a good idea
Medical payment insurance is probably the best deal in insurance. Most people can get $5000.oo in coverage for about $20.00 a year! When you consider that you are most likely to suffer physical trauma from an auto accident, that is a really good deal. Also, your health insurer is going to try to put a lien against any personal injury settlement you receive, if you have Med Pay, that will offset any potential lien and you will put more cash in your pocket.